Revolutionizing Credit Analysis: AI Processes 15 Million Performance Reports Annually

The leading provider of credit ratings, research, and risk analysis, our client helps businesses, governments, and institutions worldwide navigate complex financial landscapes. Committed to transparency and accuracy, they empower organizations to assess risk, seize opportunities, and build a strong foundation for sustainable growth. With deep expertise across industries and markets, the client delivers critical intelligence that drives confidence in financial decision-making on a global scale.

The Challenge: Slow, Labor-Intensive Credit Analysis

A global credit rating agency faced a monumental challenge processing millions of financial performance reports annually.

Extracting key financial ratios and insights from structured and unstructured documents was manual, error-prone, and time-consuming.

These inefficiencies delayed credit assessments and slowed market insights, impacting the firm’s ability to analyze structured financial products quickly.

The Solution: Faster Insights with AI Automation

To transform financial analysis, Datamatics implemented TruAI, an advanced machine learning and cognitive capture solution. The system now processes 15 million performance reports annually, significantly reducing manual effort. AI-powered automation led to a 70% reduction in trustee report sourcing and analysis time, cutting it from 250,000 hours to just 75,000 hours. Additionally, response times improved drastically, with an 83% reduction—bringing it down from 90 minutes to just 15 minutes. The integration of Generative AI not only enhanced data extraction but also provided deeper insights, making credit assessments more precise and faster than ever before.

• Automated financial data extraction from PDFs and image-based balance sheets into structured formats.
• Generative AI-powered analysis to assess business creditworthiness and generate underwriting reports..
• Intelligent web crawler to automate financial data sourcing, reducing manual report retrieval.
• AI-driven Finato workflow for streamlined data validation, processing, and report generation.

By integrating AI, the agency redefined credit analysis efficiency, setting a new benchmark for accuracy, speed, & automation in the financial industry.