Intelligent Automation To Power Your Business The Modular Approach to Procure-to-Pay Transformation
Datamatics FINATO O2C Cash Application Cloud redefines traditional cash posting by transforming it into an intelligent, autonomous process. The AI-powered, cloud-native platform streamlines the entire Order-to-Cash (O2C) lifecycle — from payment capture to reconciliation — driving faster cash realization, reduced operational costs, and improved working capital efficiency.
The solution seamlessly integrates with multiple ERPs, banks, and customer systems to enable touchless matching, real-time synchronization, and end-to-end visibility across cash operations. Its AI/ML-driven automation continuously learns to enhance accuracy, minimize exceptions, and accelerate posting cycles.
Datamatics’ deep domain and technology expertise empower finance teams to customize and implement the FINATO Cash Application module within their enterprise architecture — enabling smarter cash management, quicker reconciliations, and enhanced customer satisfaction.
Automates the entire cash application lifecycle — from remittance capture to invoice matching and posting — with up to 95% touchless processing and 98% accuracy.
Seamless ERP Integration
Integrates natively with SAP, Oracle, and MS Dynamics for real-time synchronization, automated journal entries, and error-free reconciliation across global entities.
Smart Exception Management
Automatically detects, categorizes, and routes exceptions such as short payments, deductions, and disputes through intelligent workflows for quick resolution.
Advanced Dashboards & Analytics
Provides real-time visibility into unapplied cash, exception trends, and payment status through interactive dashboards and KPI-based performance metrics.
Cloud-Native & Scalable Architecture
Built on a secure, modular cloud platform that scales effortlessly across regions, currencies, and business units while ensuring enterprise-grade security and compliance.
AI Agents for Every Stage
Specialized AI agents handle remittance extraction, cash matching, exception handling, and trend analysis — driving continuous improvement and operational agility.
End-to-End Workflow Automation
Eliminates manual effort across data capture, validation, approval, and posting — ensuring faster cash realization and streamlined financial operations.
Leverages AI/ML and analytics to detect anomalies, forecast exception volumes, and recommend process optimizations for better decision-making.
Audit-Ready Compliance
Maintains complete audit trails of every transaction with timestamps, ownership logs, and system-based validation for regulatory compliance and governance.
FINATO O2C Cash Application Benefits
Faster Cash Posting
Reduce manual effort by over 70%
Improved Accuracy
: Achieve up to 98% match rate with AI-enabled remittance reading
Lower DSO
Accelerate cash realization and strengthen liquidity
Enhanced Visibility
Access real-time dashboards and performance insights
Scalable Cloud Platform
Support global operations securely and seamlessly
FINATO O2C Cash Application Platform Highlights
Cloud-Native Flexibility
Cloud-native, scalable, and ERP-agnostic architecture that ensures seamless deployment and performance across enterprise environments.
Self-Learning Intelligence
AI/ML-driven intelligence that continuously learns from historical data to enhance matching accuracy and reduce manual intervention.
End-to-End Automation
Complete automation from data capture to reconciliation — enabling faster cash posting, fewer exceptions, and improved process efficiency.
Global Adaptability
Supports multiple entities, currencies, and formats for a unified O2C process across geographies and business units.
FINATO O2C Cash Application Key Capabilities
Automation & AI Matching
Auto Capture
Extracts payment data from bank files, lockboxes, and remittance sources in varied formats (Excel, PDF, Email, XML).
AI Matching Engine
Matches payments against invoices with high accuracy, including partial and cross-customer transactions.
Touchless Posting
Enables 90–95% straight-through processing with adaptive learning for new payment patterns.
Remittance & Exception Handling
AI OCR/NLP Processing
Reads and classifies remittance data from diverse sources.
Exception Categorization
Detects short payments, credit notes, and disputes automatically.
Workflow Automation
Routes exceptions to respective owners for quicker resolution.
ERP Integration & Synchronization
Real-time ERP Posting
Seamless bi-directional sync with SAP, Oracle, MS Dynamics, and other ERP systems.
Automated Journal Entries
Posts cleared transactions directly into ERP ledgers.
Unified Visibility
Consolidates transactions across regions and entities for centralized control.
FEATURED CONTENT
Demo
Invoice Processing Automation Solution powered by Finato
What is the Datamatics FINATO O2C Cash Application solution?
Datamatics FINATO O2C Cash Application is an AI-powered, cloud-native platform that automates the end-to-end cash application process — from payment capture to reconciliation. It enables touchless posting, real-time ERP synchronization, and complete visibility into cash operations, helping enterprises accelerate cash realization and reduce DSO.
How does the AI/ML engine improve cash posting accuracy?
The FINATO Cash Application uses advanced AI and machine learning algorithms that continuously learn from transaction patterns to improve matching accuracy. It intelligently handles complex cases like partial payments, cross-customer transactions, and aggregated remittances, achieving up to 98% accuracy in invoice matching.
Can the solution integrate with existing ERP systems?
Yes. The FINATO platform offers seamless integration with leading ERP systems such as SAP, Oracle, and Microsoft Dynamics. It supports bi-directional synchronization, ensuring automated journal entries, real-time data flow, and unified visibility across multiple business entities and geographies.
What kind of business impact can organizations expect from implementing FINATO O2C Cash Application?
Businesses typically achieve over 70% reduction in manual effort, 90–95% touchless cash posting, and up to 50–60% reduction in unapplied cash. The platform also helps lower DSO, improves liquidity, enhances operational efficiency, and delivers real-time performance insights.
Is the FINATO O2C Cash Application secure and compliant?
Absolutely. The solution is built on a secure, cloud-native architecture with enterprise-grade encryption, role-based access controls, and complete audit trails. It maintains full traceability of transactions for governance and ensures compliance with financial and regulatory standards.
-min.jpg "Top-5-Intelligent-Automation-Success-Stories-in-Finance-&-Accounting-(F&A)-min")
