Demo Overview
Datamatics Loan Origination System (LOS) — powered by the OutSystems low-code/no-code platform — streamlines the entire loan lifecycle, from application to risk assessment and decisioning. Customers begin by entering personal, employment, and loan details, followed by uploading documents like AADHAR and bank statements. Integrated with Datamatics TruCap, the system automatically extracts and validates data through third-party sources, ensuring accurate KYC and compliance. The platform supports multiple loan types, generates structured applications, and allows seamless integration with core banking systems and credit bureaus.
For loan officers, LOS provides a dashboard view of applications, enabling efficient document verification, credit checks, and eligibility evaluation. An AI-powered rule engine assesses risk based on predefined criteria, while the built-in LOS CoPilot—a Generative AI assistant—reviews applications, suggests underwriting decisions, and offers risk scores for faster, smarter approvals. With built-in audit trails, comment tracking, and flexible configurations, LOS delivers faster time-to-market, improved decision-making, and a superior lending experience for banks and financial institutions.
